Here at Dive-In, we believe that insurance is as essential to diving as your air supply is to breathing.
Although most dive accidents aren't medically serious, even a 'minor' injury may carry costs that add up quickly. Annual diving insurance costs as little as 12c a day for cover up to €85,430 or from 19c a day for a more comprehensive policy with limits of €427,150+.
The cost of treatments is increasing each year. Whether you're a novice or an experienced diver - don't put your finances at risk and spend the next year or so paying for treatments that may have had nothing to do with your dive profile. Contact us for further information or click on the links below!
ACCIDENT, MEDICAL & PROFESSIONAL
www.daneurope.org
www.diveinsurance.com
www.dive-master.net
ACCIDENT & MEDICAL
www.padi.com
www.sportscover.co.uk
ACCIDENT, MEDICAL & EQUIPMENT
www.diveguard.btinternet.co.uk
www.buddyindepth.com
www.divinginsuranceuk.com
True stories:
'I always thought it would never happen to me but, one day in Florida in 1987, it did. I was extremely thankful to all the DAN Paramedic Team that assisted me, and the staff at Mercy Hospital Hyperbaric Unit in Miami.
It was a normal week's diving - I'd stayed inside the no-deco limits at all times, I'd completed all my safety stops, I'd made slow ascents on all dives, etc - but still I got a hit by a Type II bend! (I didn't realise at the time that, while no-one knows exactly why decompression illness occurs when diving safely, if you break certain physiological limits, such as diving when tired, stressed, overworked, dehydrated or recently injured, it probably will happen.)
A 7-hour treatment and an assessment later, I was gobsmacked when I was given a bill for $19,600. How could it cost so much? It worked out at $2,800 per hour!
Fortunately for me, after reading the small print in my standard Travel Insurance Policy I found that I was covered in this instance and I had a very lucky escape (most Travel policies nowadays deny diving claims or limit the depth). Needless to say, diving insurance has been my companion since that fateful October day in the US and fortunately, I have never needed it since. But tomorrow is another day!'
After a heavy season teaching diving, a young female instructor went on a liveaboard to the Red Sea for two weeks. She soon realised that she just wanted to relax and sleep, thought nothing of having only completed eight dives in two weeks and returned home feeling rested.
A week later she felt concerned that she still felt very rested and lethargic. After discussing this with a more experienced diver she linked various signs and symptoms to the Red Sea Trip and maybe even some of the training dives she had completed with students over the past season.
On consulting experts in the UK she was recompressed twice over two days with a US Navy Table 6 and a US Navy Table 5 treatment and, thankfully, fully recovered. The cost for this? Over $15,000!!
Another Female Open Water Diver had an operation on her wrist 5 years earlier. After a standard profile 30 metre dive all within limits and no accelerated ascent she started feeling symptoms on and around the wound area.
On analysis it was found that she had other DCI symptoms and completed a US Navy Table 5. Cost $5000+
The cost of treatments is increasing each year. Why put your finances at risk and spend the next year or so paying for treatments that may have had nothing to do with your dive profile. Cover yourself today and have piece of mind for pennies.